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Jeffrey Schriner

Financial Advisor

 

Fort Knox FCU Retirement & Investment Services

Located at Fort Knox Federal Credit Union

1650 Ring Road, Elizabethtown, KY 42701

 

Phone:  270-765-8659

Cell:      502-376-0383

 

 

Email: jeffrey.schriner@cunamutual.com

Website: fortknoxfcu.org

Winter 2019

More or Less

How much life insurance should a person carry? The answer varies wildly, even among experts, but we know that “how much” changes as life changes. The important question to ask is, “How much insurance should you carry?” There are a variety of life circumstances that can influence your answer.

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Questions to Ask Before Buying Your First Home

Owning a home remains part of the American Dream, but doing so requires a strategy and discipline. If you’re looking to buy your first home, answer the following questions to help ensure you do everything you can to make this experience a success.

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How to Save for a Down Payment

A home is many Americans’ largest purchase and continuing expense, and the down payment for one can be a big chunk of change. If you’re buying your first home, you may shift your savings efforts into another gear by following these steps:

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Disability Protection for Your Business

You may be aware that disability income insurance can protect your employees’ ability to earn an income should a long-term disability keep them from work. But did you know there is a type of insurance that may also protect a business financially in the same circumstances?

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2020 Investing Vision

No one can predict how investments will perform, but a disciplined investing approach combined with the appropriate strategy may help you avoid some of the extreme highs and lows of the stock market. As the New Year begins, you may want to consider the following:

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Ways to Cut College Costs

If you have a child who is a junior in high school, explore ways you can cut increasingly expensive college costs before deciding on a school.

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7 Last-Minute Tax Breaks

If you haven’t filed your 2019 federal tax return yet, the Internal Revenue Service offers some reminders that may help reduce your income taxes for the year, but don’t forget to consult a tax advisor about your individual tax picture, too. Here is a sampling of tax breaks that may help you reduce your 2019 tax bill.

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Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CBSI is a registered broker/dealer in all fifty states of the United States of America. The representative may also be a financial institution employee that accepts deposits on behalf of the financial institution. Fort Knox Federal Credit Union and LTM Marketing Specialists LLC are unrelated companies. This publication was prepared for the publication’s provider by LTM Client Marketing, an unrelated third party. Articles are not written or produced by the named representative.

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